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real Loving Phoenix TeamGreg Slaughter · West Valley 55+ Communities
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Free tool · 19 West Valley 55+ communities

Cost to Live calculator

Pick a community, add a purchase price if you have one, and see the recurring HOA and recreation fees (monthly and yearly) plus the one-time fees a buyer pays at closing.

Needed only for percentage-based fees, like Sun City Festival's 0.25% cap fee or Victory at Verrado's 0.65% + $500 enhancement fee.

Choose a community to see its fees.

Figures as of 2026. Verify before purchase. These use the same figures as our community pages: official association documents where available, otherwise figures from Greg Slaughter or the Loving Phoenix Team's fee guides (labelled), or "reported" third-party figures. Where we couldn't verify a fee, it says "contact Greg for current figures" and isn't in the total. Golf, sub-association fees, CFD taxes and property taxes aren't included. The resale disclosure packet for the specific home is the final word.

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Want the exact numbers for a specific home?

Greg can pull the current association figures for any address and walk you through your cash-to-close.

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